*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#1F3864; --navy-hover:#16305a; --gold:#C9A84C; --gold-light:#F7F4EE;
  --border:#e0d8c8; --body-bg:#f4f1eb; --muted:#6b6354; --muted-2:#a59c89;
}
html,body{font-family:Arial,Helvetica,sans-serif;background:var(--body-bg);color:#222;}
a{text-decoration:none;color:inherit;}
.wrap{max-width:960px;margin:0 auto;background:#fff;min-height:100vh;border-left:1px solid var(--border);border-right:1px solid var(--border);}
.nav{background:var(--gold-light);padding:16px 28px;display:flex;align-items:center;gap:8px;border-bottom:1px solid var(--border);}
.tab{color:var(--navy);font-size:14px;padding:7px 16px;border-radius:999px;}
.tab:hover{background:rgba(31,56,100,.07);}
.tab.active{background:var(--navy);color:#fff;font-weight:bold;}
.spacer{flex:1;}
.start{background:var(--gold);color:var(--navy);font-size:14px;font-weight:bold;padding:9px 20px;border-radius:24px;}
.start:hover{background:#b89838;}
.hero{background:var(--navy);border-top:5px solid var(--gold);padding:56px 28px;text-align:center;}
.hero h1{color:#fff;font-size:38px;font-weight:bold;letter-spacing:-.5px;line-height:1.15;margin-bottom:14px;}
.hero h1 span{color:var(--gold);}
.hero p{color:rgba(255,255,255,.75);font-size:16px;line-height:1.6;max-width:460px;margin:0 auto;}
.section{padding:32px 28px;}
.eyebrow{color:var(--muted-2);font-size:11px;letter-spacing:1.5px;text-transform:uppercase;font-weight:bold;margin-bottom:16px;}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;}
.card{border:2px solid var(--navy);border-radius:12px;padding:20px;display:flex;flex-direction:column;}
.card.featured{border:2px solid var(--navy);}
.card-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px;}
.card-title{color:var(--navy);font-size:20px;font-weight:bold;}
.chip{font-size:10px;font-weight:bold;padding:3px 10px;border-radius:999px;letter-spacing:.5px;}
.chip.live{background:var(--gold);color:var(--navy);}
.chip.soon{background:var(--gold-light);color:var(--muted-2);}
.card p{color:var(--muted);font-size:14px;line-height:1.6;margin-bottom:18px;}
.card p.todo{color:var(--muted-2);font-style:italic;}
.btn-navy{display:block;background:var(--navy);color:#fff;font-size:14px;font-weight:bold;text-align:center;padding:12px;border-radius:6px;}
.btn-navy:hover{background:var(--navy-hover);}
.btn-out{display:block;border:1px solid var(--border);color:var(--navy);font-size:14px;font-weight:bold;text-align:center;padding:12px;border-radius:6px;}
.btn-out:hover{background:var(--gold-light);}
.btn-price{align-self:flex-start;margin-top:auto;background:var(--gold);color:var(--navy);font-size:14px;font-weight:bold;padding:6px 14px;border-radius:6px;letter-spacing:.3px;}
.btn-price:hover{background:#b89838;}
.btn-price.free{background:var(--navy);color:#fff;}
.btn-price.free:hover{background:var(--navy-hover);}
.btn-price.todo{background:var(--gold-light);color:var(--muted-2);border:1px dashed var(--muted-2);}
.group-label{color:var(--navy);font-size:15px;font-weight:bold;letter-spacing:.3px;margin:26px 0 12px;padding-bottom:8px;border-bottom:1px solid var(--border);}
.price-note{color:var(--muted-2);font-size:12px;margin-top:8px;}
.prose{color:#222;font-size:16px;line-height:1.7;max-width:640px;}
.prose .todo{color:var(--muted-2);font-style:italic;}
.foot{background:var(--gold-light);padding:20px 28px;border-top:1px solid var(--border);text-align:center;color:var(--muted-2);font-size:12px;}